Jolt Funding, LLC
Jolt Funding, LLC

Hard Money Lenders you can trust!

Approval Within 24 hours!  

  Closing as fast as 5 days!

Get Started

Type of loans

Loan Amount 
$50,000 - $25,000,000 
Maximum Loan To Cost  
90% Of Purchase And 100% Of Rehab Costs
M

Fix and Flip

30 yr Rental loans

30 yr Rental loans

  •  
  • Loan Amount
    $50,000 - $25,000,000 
  • Maximum Loan To Cost  
    85% Of Purchase And 100% Of Rehab Costs
  • Maximum Loan To Value  
    75% 
  • Term Length  
    18 Months
  • No Minimum credit score
  • Recourse  
    Full Recourse

30 yr Rental loans

30 yr Rental loans

30 yr Rental loans


  • Property Types
    Single Family/2-4 Units/Townhomes/PUD/ Warrantable and non warrantable Condos/Eligible Mixed Use
  • Loan Amounts
    $75,000 - $2,000,000
  • Loan Types
    30-Yr Fixed Rate Mortgage (Fully Amortizing) 5/1, 7/1 And 10/1 Hybrid ARMs (Partial IO Or Fully Amortizing) 
  • Term Length
    30 Years
  • Maximum Loan To Cost
    If Owned <3 Months, 80% Of Total Cos


  • Property Types
    Single Family/2-4 Units/Townhomes/PUD/ Warrantable and non warrantable Condos/Eligible Mixed Use
  • Loan Amounts
    $75,000 - $2,000,000
  • Loan Types
    30-Yr Fixed Rate Mortgage (Fully Amortizing) 5/1, 7/1 And 10/1 Hybrid ARMs (Partial IO Or Fully Amortizing) 
  • Term Length
    30 Years
  • Maximum Loan To Cost
    If Owned <3 Months, 80% Of Total Cost Basis
  • Maximum Loan To As-Is Value (Subject To Qualifying FICO)
    Purchase/Rate Term Refinance: 80%     Cash Out Refinance: 75% 
  • Minimum Debt Service Coverage Ratio
    1.20x (Net Operating Income/Debt Service)
  • Minimum Guarantor FICO
    640 
  • Recourse
    Full Recourse 
  • Lease/Rent Requirements
    Leased Units: Lower Of In-Place Rent And Market Rent. Unleased Units: 90% Of Market Rent (Purchase Loans Onlyans 


Commercial bridge and Perm Financing

Commercial bridge and Perm Financing

Commercial bridge and Perm Financing

 

*   Up to 80/100/75

*   $500K Min loan amount

*   Up to $5M loan amounts

*   Gap allowed

*   No tax returns or income verification

*   24 month term available

*   660 min credit

*   1-2 points typically

*   Small balance perm also available

*   5, 7, 10, or 30 year fixed periods

Ground up -New Construction

Commercial bridge and Perm Financing

Commercial bridge and Perm Financing

 

 

  • Loan Terms
  • Rate
    Starting At 7.95%*
  • Loan Amount
    $50,000 - $2,000,000 
  • Maximum Loan To Cost  
    50%|65% Of Purchase (Land|Permitted Projects) And 100% Of Rehab Costs
  • Maximum Loan To Cost (Total)
    85%
  • Maximum Loan To Value  
    75%
  • Term Length  
    18 Months
  • Recourse  
    Full Recourse


Call :203-507-0321

Jolt Funding, LLC

203-507-0321

Open today

09:00 am – 07:00 pm

Monday - Friday: 9am - 7pm

Saturday: 10am-4pm

Sunday: Closed

Drop Us a Line!

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